Usually when you are involved in a small
auto accident in a parking lot, just a fender bender, you will probably just
swap information regarding insurance with the secondary driver, and then file
your claim with your insurer so you can get the small damages fixed. Pretty
straightforward, right?
There is the accident, the claim, and then
the resolution. Unfortunately, though, if an accident is a lot bigger and
involves injury or death, insurance companies almost pretend that they don't
cover you and will offer you next to nothing regarding compensation when you
are in need of it the most. This is why you will need an auto accident
attorney, one to handle the losses your insurance company refuses to pay for.
There will be benefits available to you
after enduring a car accident, but such benefits will vary and be determined by
the injury types you are dealing with. Nonetheless, it would be wise to decide
on a compensation amount that is both fair and relatively easy to get. First,
and obviously, you will need compensation to cover the damage to your car. Due
to how little complications are involved in getting coverage for your damaged
vehicle, it should be first on your list. Once the car is fixed, that part of
the claim is complete. However, depending on the severity of the accident, your
injuries might lead to unexpected long-term or lifelong negative effects on
your body, which can lead to even more medical costs for treatments and
therapies.
The loss of work and income is also a
factor to throw into the compensation-gathering process since the missing
income is something you can not get back and there was nothing you could do in
order to get to work due to your pain and suffering.
In sum, if you had to list the benefits you
are entitled to, it would look similar to this: auto repair coverage, medical
coverage for injuries that occurred during the accident, medical coverage to
pay for upcoming, accident-related afflictions that were unforeseen, coverage
for disability, and coverage for death in case a parent or sibling was killed
in the accident. When adding up these benefits, you wind up with quite a large
amount of money, which your insurer will fight to avoid awarding the proper
compensation no matter how much entitlement you have to it.
Working out a compensation agreement with
an insurance company is not worth taking on alone. It's nice to think of
insurance companies as being fair and considerate, but they still exist as
businesses with profits on their minds, meaning they will not let any profit go
if they can prevent it. Check out some other information about auto
accident lawyers here.
If you are in the situation above, you must
pick up the phone and call an auto accident attorney. Please check out http://www.siegfriedandjensen.com
if you have questions.
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